Commercial Mortgages
Unlock Growth with Tailored Commercial Mortgage Solutions
At Sefra Capital, we specialise in providing commercial mortgage solutions that empower businesses to acquire, refinance, or expand their property portfolio. Whether you’re purchasing office space, retail premises, industrial units, or mixed-use developments, we structure finance solutions that align with your business needs and long-term objectives.
Why Choose Sefra Capital for Your Commercial Mortgage?
- Expert Guidance – With deep industry expertise, we simplify the complex mortgage landscape to find the right solution for you.
- Access to Competitive Rates – We work with a network of trusted lenders to secure the most favorable terms.
- Tailored Lending Solutions – Every business has different needs; we customise mortgage structures to fit your goals.
- Support for All Property Types – From office buildings and retail spaces to industrial warehouses and development projects.
What is a commercial mortgage?
A commercial mortgage is a loan secured against a commercial property, enabling businesses to invest in real estate for operational use or as an investment. Unlike residential mortgages, commercial loans are tailored to the unique financial structures and goals of businesses, with flexible repayment terms and competitive interest rates.
Who can benefit from a Commercial Mortgage?
Commercial mortgages are ideal for:
Business Owners
Business owners looking to purchase premises instead of renting.
Property Developers
Property developers financing new builds or refurbishment projects.
Investors
Investors acquiring commercial properties for long-term returns.
Companies
Companies seeking to refinance existing commercial property to free up capital.
Types of Commercial Mortgages
Owner Occupied
For businesses looking to purchase or refinance premises they operate from, allowing them to build equity and secure long-term stability.
Commercial Investment
Designed for investors acquiring rental properties, including offices, retail spaces, and mixed-use developments, generating income through leases.
Portfolio Expansion or Refinancing
For property investors and landlords looking to expand their commercial portfolio or refinance to release capital for new investments.
Development Financing
For developers financing construction projects, whether for new builds, refurbishments, or conversions.